Hi Megan!

This is a tough one to answer!  I do believe in early intervention and I have a friend who works with babies and in talking with her...there is some merit to starting early when a delay is recognized.  How many sessions will your insurance cover?  Will you get more coverage at the beginning of next year?

I think that in addition to wondering about your daughter's sound production, does she seem to have any interest or motivation in playing or "communicating"?  Does she give eye contact?  Does she look at things when you look at them?   Does she have any other delays?

I know some parents look at play during therapy as questionable but it really is one of the best ways to help a child and especially at that age.  Play is the means through which children learn about the world. 

Here is my suggestion and that is to see how many sessions your insurance will cover.  Ask the therapist about specific goals that should be worked on and what they expect to see in the way of progress.  I would ask to be shown what they are doing and to train you...in the therapy.  So that this way...you can implement this therapy with your daughter yourself in the event that you can't afford to continue therapy.  With a baby this young, she probably is going to respond to you best. 

Of course this is all just my personal opinion.  Remember that you know what is best for your child.  Go with your gut.  It is seldom wrong.

Hope this helps!  Good luck.